Direct access to the Lloyd’s of London market enables us to obtain the widest insurance covers at the most competitive premiums across construction and related sectors. You’ll benefit from a complete insurance offering from site-related covers such as liability and contractors all risks, through to general cover for your office and vehicles – each tailored to your individual requirements.

Contractors all risks

Our comprehensive contractors all risks policies provide you with complete peace of mind. As well as arranging cover for loss or damage to the work as outlined by the policy, we also cover against the often expensive consequences of the first loss of rental or sales revenues. The policy will also provide cover for the purchase or hire of constructionequipment as well as continuing hire charges.

We have our own agreed policy wording with a number of insurers, which provides broad cover with no trade restrictions. Full design cover may also be incorporated into your package and whether you choose to utilise this or a company policy, we always strive to ensure our clients are free to conduct their business without the constant need to refer contracts to insurers.

Employers liability/public liability

Employers liability insurance is a UK legal requirement. We pride ourselves on our ability to ensure cover is arranged on the widest basis available and can arrange top-up cover above the standard £10million. In addition, we can organise public (including products) liability cover up to £50million and may also include financial loss cover and/or cover for gradual pollution.

In addition, we offer a rapid quotation service where the contract stipulates Joint Names (JCT 6.5.1) or similar.


We have more than ten years’ experience in the PFI/PPP sector, and since the first DBFO road project reached financial close, we have been involved with numerous infrastructure projects including schools, hospitals, police stations and courts.

Acting for both the SPC and lenders, we are perfectly positioned to liaise with solicitors, lenders and other authorities on your behalf.

Latent defects

We can arrange latent defects cover for both property owners and contractors on a variety of building projects and have an excellent working relationship with the two main inherent defect insurance providers.

Performance bonds

Performance bonds and guarantees relating to your contractual obligations can also be arranged in conjunction with the Henderson Insurance Group’s experienced in-house Surety Services team.